It’s not just the holidays. It’s open enrollment season! This is the time of year when you can sign up for health insurance, cancel, or make changes to your benefits plan.

  • If you get your plan through work, your employer will set the timetable for open enrollment, but it’s usually between now and the end of the year.
  • If you have a Colorado resident on an individual or family plan through the government health marketplace or state marketplace, the open enrollment period started on November 1st and runs through January 15th.
  • For Medicare, the annual enrollment period started October 15th and ends December 7th. You can also enroll when you turn 65.

Medicaid recipients do not have an open enrollment period. You can sign up for benefits at any time through HealthFirst Colorado.

If you miss the open enrollment window, your employer plan may automatically renew, but check with your HR team. You likely will not be able to make changes to the plan for another year if you don’t do so during the open enrollment window. If you do not have a plan already, you may not be able to get coverage unless there is a qualifying life event, such as losing existing coverage, getting married or divorced, having a child, or death in the family.